Many Middletown Dental patients are surprised to learn how much money they have been leaving on the table over the years through unused dental insurance benefits and HSA/FSA dental funds in Middletown, NJ. It’s that time of year again! And if you wait until January, those dollars are gone. Again.
At Middletown Dental, Dr. Pradeep Sukumar and our caring and helpful team help patients understand how to maximize their end-of-year dental benefits in Middletown, NJ. We can help you use your available benefits to cover the dental care you need before they expire.
Insurance, HSAs, FSAs: What You Can Still Use
Unlike medical coverage, dental insurance is built around prevention. Most dental insurance plans cover routine cleanings, x-rays, and exams at or near 100%. Many also contribute toward fillings, crowns, and periodontal care. If you’ve already met your yearly deductible, completing restorative work before December 31 can significantly reduce costs.
Meanwhile, flexible spending accounts (FSAs) are strictly “use it or lose it.” Health savings accounts (HSAs) usually roll over, but many patients prefer to spend dental dollars now so they can reserve next year’s funds for medical needs.
Why Middletown Dental Stays Busy in November and December
Middletown Dental’s end-of-year schedule tends to fill up quickly because our patients want to finish the year with a healthier smile and avoid losing their benefits. Whether it’s professional teeth whitening, repairing a chipped tooth, addressing gum inflammation, or simply catching up on an overdue cleaning, Dr. Sukumar and our team want to help you prioritize your oral health before the new year.
Cost-Effective, Comprehensive Dental Care in Middletown, NJ
If you’re in Middletown and want to learn more about maximizing your end-of-year dental benefits and HSA/FSA funds, contact Dr. Pradeep Sukumar and the caring and skilled Middletown Dental team to schedule your next appointment before the calendar flips!